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Credit cards have become part of daily life for the majority of Australians, with the big banks (Westpac, Commonwealth, ANZ and the National) all announcing that they were now making just as much revenue from their credit cards as they were from their home loans.

Indeed, the utilization of credit cards in Australia has never been higher, and some are concerned that this is creating a nation of debt. You can make sure you keep your credit cards in check by using common sense however.

• Pay attention to the fine print, a lot of credit cards offer a "sweetner" introductory rate, but then revert back to a normal, high-interest rate, after say a period of 6 months.
• Ongoing fees: generally the more premium services a credit card will offer, the higher the ongoing annual fees. Any card with FlyBys or Buyer Rewards systems generally charge up to as much as $90 P.A just for the privelge.

Aussie Credit Card

Latest Aussie Credit Card News headlines & information:

Credit card debt swells to record $50 billion
Australian credit card debt has struck a new record high of $50 billion, ballooning by almost a third in the past five years.

Aussie credit card debt swells to record
Australian credit card debt has struck a new record high of A$50 billion ($65 billion), ballooning by almost a third in the past five years.

Police investigate Netfleet hack
Customer names, contact details and encrypted credit card numbers at risk.

Scammers launch black market Google
Australian stolen credit card details in search results.

Cyber criminals launch underground search engine
Australian stolen credit card details in search results.

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